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If insurance stops paying out then companies will take data security more seriously. Their very existence will depend on it. Net win for society from my persp

• onion2k 8y ago
  Some might but many wouldn't though, because the risk of a problem occurring is still relatively low. No insurance just means it's worse if it does happen. The company would fail, resulting in a loss of service for their customers and a loss of jobs for all the staff. To use a good old car analogy, if car insurance stopped paying out people wouldn't all immediately become better drivers.
• closeparen 8y ago
  Production reliability and user privacy are different goals. It’s true that a generally tighter ship will be better at both, but they are often in direct conflict. “Fail secure” is an outage waiting to happen.