4 ms·
It's bad but not unexpected, overreach is what these people do. Day to do though everyone should be far more scared of Insurance companies getting hold of their
by weego 8y ago
It's bad but not unexpected, overreach is what these people do. Day to do though everyone should be far more scared of Insurance companies getting hold of their DNA test results.
- astura 8y agoIn the US GINA bans health insurance companies from using genetic data for determining premiums or eligibility. If it were legal you wouldn't have to worry about insurance companies mining genetic databases, it wouldn't matter, they'd simply demand a DNA sample in order to be insured.
- howard941 8y agoGINA's effective -- now. But what if it goes the way of the endangered preexisting condition exclusion? Parties are already chopping pieces of that latter protection away under the guise of short term policies.
- astura 8y agoGINA was voted into law 509-1 (Ron Paul being the sole dissenter), it was hardly controversial. >what if it goes the way of the endangered preexisting condition exclusion? Then insurance companies will simply demand DNA to be insured. Same way car insurance companies demand financial information (through credit bureaus) in order to insure you in places where it's legal to do so (which is the vast majority of the US save 1-2 states). So either way you don't have to worry about insurance companies mining private databases, if GINA exists they can't legally and if GINA doesn't exist they'll just do the data collection themselves.
- howard941 8y agoLegally of course you're right, and I suspect you already know about the Medical Information Bureau's repository of adverse health info used right now. Where we'd part company I guess is in seeing an equivalency of consequences in the lack of car as compared to the lack of health insurance.