Since it is tax time, when people normally discover their accounts have gotten locked by people trying their account name and passwords from the endless stream

Since it is tax time, when people normally discover their accounts have gotten locked by people trying their account name and passwords from the endless stream of credentials thefts, I would observe that there are several brokerages which will issue a brand new password and read it to you over the phone without a single challenge (even the useless public records questions) if the ANI on the inbound call is correct.