At 94K, stay at home spouse w/ kids. I live in upper midwest, avg cost of apartment renting $1200 2bd rm. Own a home, $1800/month. You are correct, @ 94K I am s

At 94K, stay at home spouse w/ kids. I live in upper midwest, avg cost of apartment renting $1200 2bd rm. Own a home, $1800/month. You are correct, @ 94K I am struggling to save.