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I plan out the month in advance, instead of buying things in the moment. I might say "I'll get a new pair of shoes sometime this month" then fit it in my budget
by PaulBGD_ 8y ago
I plan out the month in advance, instead of buying things in the moment. I might say "I'll get a new pair of shoes sometime this month" then fit it in my budget, instead of randomly choosing to buy shoes when I see them.
- muzani 8y agoI personally enjoy impulse purchases, but plan them out in advance to not be so damaging. 1. Everything I want to buy I write down the best price I can find. For example a mouse at $48 or a game at $15. I will only buy at that price or better, which keeps me from falling for a "sale". 2. I set aside one spending account and debit card for all unnecessary purchases.
- omosubi 8y agoBy definition, it's not really an impulse purchase if you plan it out
- muzani 8y agoControlled chaos. One day I was going home from a long day at work, I had some hard earned money I wanted to spend. There was a gamer store. I just walked in, saw a mouse I had on my list for about 3 years. I didn't need it but it was under my budget. Swiped the spending account card and it went through. Also once I had this large budget I didn't know what to use on. Took it all out from the ATM and gave it to my wife in cash. She was so surprised she suspected me of having an affair, lol.
- FuckOffNeemo 8y agoYNAB is fantastic for this.