In this case, would the only use of BAT (or something similar) be avoiding transaction fees as a high percentage of small transctions? For example, Visa charges

In this case, would the only use of BAT (or something similar) be avoiding transaction fees as a high percentage of small transctions? For example, Visa charges 1.5% of the transaction + $0.10. The transaction fee on a $0.25 micropayment would be $0.10375 - a hair above 40% of the transaction. Otherwise, what is the value add of BAT compared to storing payment information with a vendor or someone like Stripe?