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I’m 29, almost 30, and my situation won’t have changed significantly by then. My net worth is about -$90k. I feel like my salary will cap out at around $70k b
by neuroticfish 8y ago
I’m 29, almost 30, and my situation won’t have changed significantly by then. My net worth is about -$90k. I feel like my salary will cap out at around $70k because I’m a mediocre developer and not very smart. Can’t get married, can’t have children, can’t travel. My girlfriend doesn’t even know how bad it is because I’m ashamed to tell her. I mostly just resort to escapism (reading, video games, etc) because the dread of not being debt free until my 40s is too much weight to bear. I don’t like programming, maybe because I’m not good at it, but it’s the only thing I can do to stay afloat. If I had no debt I’d love to go work on a farm or something.
- ryeguy_24 8y agoTake a deep breath. This feeling of claustrophobia gets to all of us at times. Come up with a plan and stick with it. Discipline, while less fun, can make you feel really good and can be a turning point in your life. Hey, and there is always bankruptcy. I know somebody who is going through it right now because it was compounding faster than he could pay it off. Sometimes (definitely not always) it's the right option (comes with a bunch of other side effects). Tell your girlfriend too. Maybe she can help you with your plan. :) Best of luck (email in profile if you want to chat).
- tumahimikka 8y agoI know plenty of mediocre developers making 6 figures. I'm talking "reading your code gave me an aneurysm, for the love of god learn how to indent". People who would need 300 lines to do fizzbuzz. People who would rather die than test their code before they check it in. Being paid a lot as a developer isn't about skill. Just fake it til you make it.