merchants are always notified of chargebacks and penalized. if a certain percent of your transactions have chargebacks you can have your merchant account cancel

merchants are always notified of chargebacks and penalized. if a certain percent of your transactions have chargebacks you can have your merchant account cancelled. this may not work if you have a contract, but if the business doesn't make it easy enough to cancel a service agreement they have no right to my money and i'm going to make sure my response affects their bottom line so they pay attention and cancel my account.