Any junior has the title of "Vice President" It’s partly that sure, but it is also that to enter into financial contracts on behalf of the company you need to

Any junior has the title of "Vice President" It’s partly that sure, but it is also that to enter into financial contracts on behalf of the company you need to be an officer of the company, and VP is the lowest reasonable title for such an officer, and entering into such contracts is a bank’s core business. VP is mid-level too, you would expect a VP to have 8-10 years experience usually. More experience than many who call themselves senior software engineers!