I bought off-marketplace health insurance one year. There's no provision for online subscription. You have to call in, and they have to read and acknowledge a

I bought off-marketplace health insurance one year. There's no provision for online subscription. You have to call in, and they have to read and acknowledge all the disclosures, so it takes like 45 minutes of droning over a phone. Considering the plan was basically equivalent to a marketplace plan, I don't understand why they couldn't just list it on there where enrollment takes like 10 minutes all-online.