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I explicitly make spending money online harder for myself as a protection from things like this. (Well, primarily I also don't play any games with micro-transac
by beezischillin 8y ago
I explicitly make spending money online harder for myself as a protection from things like this. (Well, primarily I also don't play any games with micro-transactions for one because they're universally a rip-off designed to exploit addictive personalities. Games based around these shady tactics should never have been tolerated, let alone allowed to become the standard to such a degree where even real AAA $60 video games are now infested with this. It's disgusting.) Very few things and services have my payment information saved -- usually just Apple and PayPal have it saved. I never save credit or debit card details to the keychain so the browser doesn't auto-complete it. I always go out of my way to set payment confirmation dialogues to always appear. Whenever I subscribe to something, I use PayPal or the App Store subscription feature. In case it's a yearly recurring subscription, I always go out of my way to cancel auto renewal. If nothing else, I delete the authorisation from PayPal for automatic renewal. I always go and double-check if some place saved my credit card details or not and if they have then I delete them.
While not completely fool-proof, these steps have made it easier to more carefully manage my online spendings and not to suckered into parting with my money.
- dylan604 8y agoI have the same habits. Every month, I have to enter my payment info for phone,car,etc. They always have that little check box for "save payment info for later". Nope. To the point that my car payment is now done over the phone each month because they changed their website to force you to enter a payment (checking/routing). At the rate sites are getting hacked, I will not enter any more information that required to make it work. As with my auto company, if it requires more info than I want to provide, then I don't use it.
- Chris_Chambers 8y agoHow does doing it over the phone help? Now the call center employee can write down your details and rob you later, as can anyone who reviews a recording of the call. Your risk increases every month you call and reveal your payment details to yet another stranger.