Depending on how big your company is, you might need already one month saving alone for any hickup on payment. I'm not assuming that i will lose that money. B

Depending on how big your company is, you might need already one month saving alone for any hickup on payment. I'm not assuming that i will lose that money. But yes in general if i have emergency money, its out of scope and it doesn't 'hurt' directly when i actuall have to lose it. Thats the point of it. But still when i lose it, i have to replace it later right?