I agree. I'd also add that my experience with fintech services, in regards to fraud detection, has been excellent. I've been using Revolut for the past year. J

I agree. I'd also add that my experience with fintech services, in regards to fraud detection, has been excellent. I've been using Revolut for the past year. Just 2 weeks ago, they detected a potential fraudulent transaction with - you guess it - Deliveroo, for an amount of £25 (I don't live in the UK). The transaction, as well as my card, was immediately blocked. I then received a push message asking me to confirm whether the transaction was fraudulent - pushing "Confirm" triggered the expedition of a new card to my address. In contrast to legacy banks for which it is still recommended you call on the phone to notify you're going abroad, this is excellent service.