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Just so you know - charbegacks are reported to credit burreaus. Sometime they will show on your report for few months sometimes they don’t. Just letting you kno
by joering2 8y ago
Just so you know - charbegacks are reported to credit burreaus. Sometime they will show on your report for few months sometimes they don’t. Just letting you know if you ever be wondering why you have good credit score but bank doesnt approve your loan or doesnt want to extend your credit.
- zaroth 8y agoI’ve never had a credit card of mine report a chargeback, and if they ever did I would cancel the card immediately. Mostly chargebacks are for actual fraudulent use of the card, and the process also includes getting a new card number. Lately, most chargebacks I’ve done have actually been issued by the card itself after they detected suspicious activity and sent me a text alert asking about specific charges. In one case, it was a debit card which I had received in the mail, activated, and never used and had never left the house. That one was particularly bizarre and I let them know something was very wrong there.
- joering2 8y agoCredit cards do not report, merchants banks do directly With credit bureaus. from there they decide if certain card holder triggered too many they put it on.
- joering2 8y agoOh boy don't you love being downvoted when you give people a genuine good-faith advice. I miss HackerNews from 5 years ago... Google this: "Account information disputed by consumer, meets FCRA requirements" and you will learn more.