The credit card solicitations are coming from companies that are purchasing credit headers from the credit reporting bureaus (Trans Union, Equifax & Experian).

The credit card solicitations are coming from companies that are purchasing credit headers from the credit reporting bureaus (Trans Union, Equifax & Experian). The credit header is just your name/address/credit score band. Just log in to each bureau and opt out of credit header sharing. They will honor it. Use annualCreditReport.com for one annual credit report/yr from each bureau.