Using a debit card for any transaction is free, which is why cash is going the way of the dodo. I don't use a CC in Europe so I can't comment on how expensive

Using a debit card for any transaction is free, which is why cash is going the way of the dodo. I don't use a CC in Europe so I can't comment on how expensive those are here. As for who is paying for it? Once you have a payment system set up its really not that expensive to maintain it. Driving around armoured vans with money is actually more hassle.