I definitely wouldn't use a debit card if I lived in the US, just because of the general atmosphere of "suing and disputing" everyone and everything, if somethi

I definitely wouldn't use a debit card if I lived in the US, just because of the general atmosphere of "suing and disputing" everyone and everything, if something goes wrong. But debit cards work just fine in the EU, where governments take proactive steps to protect consumer rights, and an average consumer is rarely expected to fight for himself. I have personally never had to.