That would be great if it weren't a prisoner's dilemma at that point. There is no getting away from the fees, so I must get a credit card, but that means that

That would be great if it weren't a prisoner's dilemma at that point. There is no getting away from the fees, so I must get a credit card, but that means that all of my purchases are tracked. If you don't think this is important, you haven't been paying much attention.