Also, yes. But not only. I recommend this wonderful essay into the trials of being poor, which isn't necessarily because you're bad at financial planning: htt

Also, yes. But not only. I recommend this wonderful essay into the trials of being poor, which isn't necessarily because you're bad at financial planning: https://whatever.scalzi.com/2005/09/03/being-poor/ https://whatever.scalzi.com/2005/09/03/being-poor/ Also this recent HN posting and discussion, about the "Vimes [from Discworld] Boot Theory": https://news.ycombinator.com/item?id=18793259 https://news.ycombinator.com/item?id=18793259