Yes in store reward systems are completely different than credit card and debit card companies. I work in that industry and look at the raw data. You are defini

Yes in store reward systems are completely different than credit card and debit card companies. I work in that industry and look at the raw data. You are definitely incorrect about how the various levels of a transaction works and how the various companies collect pieces of relevant information. Information is definitely collected but please don't spread misinformation. Your above sumnary is completely misguided to how it actually works.