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I would call it a tax on those with poor financial planning skills.
by AlexTWithBeard 8y ago
I would call it a tax on those with poor financial planning skills.
- AceJohnny2 8y agoAlso, yes. But not only. I recommend this wonderful essay into the trials of being poor, which isn't necessarily because you're bad at financial planning: https://whatever.scalzi.com/2005/09/03/being-poor/ https://whatever.scalzi.com/2005/09/03/being-poor/ Also this recent HN posting and discussion, about the "Vimes [from Discworld] Boot Theory": https://news.ycombinator.com/item?id=18793259 https://news.ycombinator.com/item?id=18793259
- AlexTWithBeard 8y agoRead the "being poor" article. Conclusion: I'm poor.
- moosey 8y agoThat would be great if it weren't a prisoner's dilemma at that point. There is no getting away from the fees, so I must get a credit card, but that means that all of my purchases are tracked. If you don't think this is important, you haven't been paying much attention.