> but as a consumer I think a percent or two is worth the conveniences that cards offer Yes, but we're also paying for that guy's international flights. I don'

> but as a consumer I think a percent or two is worth the conveniences that cards offer Yes, but we're also paying for that guy's international flights. I don't care how little it is: I don't want to pay for that. Buy your own vacation. For the record: good on him for taking the points. 100% his prerogative. My problem is purely with the eventual cost being amortised across other customers, even non-CC customers.