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Sure, but very rarely can you pay less by not using credit cards. There are some exemptions like "cash discounts" but in my experience they're rare.

• coldtea 8y ago
  >Sure, but very rarely can you pay less by not using credit cards Only if you pay the full dose immediately at the end of the billing period. Anytime you've haven't paid your cc bill in time, you're charged way more in interest. People have crushed under cc debt.
  • pitaj 8y ago
    That's tangential at best to a discussion of credit cards as a payment processor.
    • coldtea 8y ago
      The encouragement of the use of credit cards goes hand in hand with "spontaneous purchases" without the money, added interest, and cc debt. So, it's only tangential in the NRA sense of "guns don't kill people, people do". Hooking people to using credit cards for payments plays into this whole system. In Germany and France, for example, the equivalent payment systems are still online, through cards, etc., but they involves debit cards almost exclusively.
  • Nasrudith 8y ago
    I think it is a given that ironically you should never use credt cards for credit but like a debit card. The point about paying less is that the merchants who often complain of the processing fees and delays seldom give a discount for paying in cash to offset the lack of fee surcharges bundled into sale prices.