Just need to find a way to put a value on intangible assets. If that diploma, for example, can bring in an extra 150 grand a year, then I would put a value of

Just need to find a way to put a value on intangible assets. If that diploma, for example, can bring in an extra 150 grand a year, then I would put a value of that asset at around 3 million or so (assuming a 5% return on investment). Being born in a country with opportunity brings in at least $20k a year (minimum wage), so that asset is worth 400K total. Getting stuck in a high cost of living area where you need $50K a year just to survive may have a negative one million dollar value.