I think you both can agree. His quote: So in general: you don't need to regularly change the password to your computer or online financial accounts I think it

I think you both can agree. His quote: So in general: you don't need to regularly change the password to your computer or online financial accounts I think it depends on your definition of "regularly". You say once a year, and it's likely he'd agree with that. He might disagree if regularly is defined as monthly or quarterly.