If he had bought in Jan 2018 what would happen to him today? Index funds are a sound idea when the market is pumping but remember if we really were going into a

If he had bought in Jan 2018 what would happen to him today? Index funds are a sound idea when the market is pumping but remember if we really were going into a recession, which we are not as the market is fine, you would have a chance to lose your job which in turn would cause you to sell your index fund investments to maintain your lifestyle, which in turn would be taking a significant loss. Something like a lazy portfolio would help in this scenario where you have money in bonds/stocks and ladder GIC's to be able to buy the dip. I prefer options and it seems the write of the article is fairly new to trading, excepting to do great in 2-years is like being a neurosurgeon in 2-years, really challenging. The market has its way to chew and spit people out, there is so much to learn from money management, to risk tolerance, to finding a working edge. It takes decades to find something consistent. Winning in the markets is the toughest profession out there so you have to work at it, but you also have to have capital to work at it. It's hard to turn $5k into $30K, but turning $100K into $150K is much easier.