Yes, discriminating machine learning is commonplace, but often hard to uncover, as it's not often obvious to the users of automated systems how those values are

Yes, discriminating machine learning is commonplace, but often hard to uncover, as it's not often obvious to the users of automated systems how those values are constructed. Luckily some critical parts like issurance calculation is regulated (in some parts of the world) to have the requirement of explainable algorithms to prevent this kind of discrimination, so it's not as bleak as it's often made out to be. Of course it's also important that it stays that way.