Note that most insurance providers won't cover drivers who have used their car to drive for Uber, regardless of whether they're driving for Uber at the time of

Note that most insurance providers won't cover drivers who have used their car to drive for Uber, regardless of whether they're driving for Uber at the time of the incident. Uber may cover you if you're on a trip, but it's up to you to make sure you have the right insurance plan (which usually means paying a nominal surcharge to your insurance provider in the US) to have insurance the rest of the time.