When I hire an Uber I expect my uber driver to be vetted by Uber? Beyond that People driving under other people's Uber accounts don't have a license or are ot

When I hire an Uber I expect my uber driver to be vetted by Uber? Beyond that People driving under other people's Uber accounts don't have a license or are otherwise ineligible to drive for Uber (criminal, underage, etc) otherwise they'd get their own Uber account. Uber literally pays people to sign up as drivers - there's no legitimate reason to drive under someone else's Uber account. Commercial Insurance would probably exclude coverage for any incidents that happen when an unlicensed driver is using someone else's Uber account.