No. Courts don’t govern. They mediate disputes. When your state AG or the CFPB are the only way to stop collective harm, it’s a problem. Private rights of act

No. Courts don’t govern. They mediate disputes. When your state AG or the CFPB are the only way to stop collective harm, it’s a problem. Private rights of action were a thing until recently. I’d imagine a whole lot of these privacy breach issues would be closer to resolved if class actions were holding these big companies accountable.