Might not be as much as you expect. Boats are notoriously expensive to maintain. Not to mention docking fees, etc. In other parts of the country owning a houseb

Might not be as much as you expect. Boats are notoriously expensive to maintain. Not to mention docking fees, etc. In other parts of the country owning a houseboat will definitely cost you more than owning a house. At that point, why not move? You can probably save some considering how expensive the bay area is, but you're also living in cramped quarters with downsized appliances (which I guess is normal for the bay area :P). Also, boat showers really suck.