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The last few years are an outlier -- the US had a historic bull run and international stocks underperformed significantly. The point of the 3-fund is that it's
by ng12 8y ago
The last few years are an outlier -- the US had a historic bull run and international stocks underperformed significantly. The point of the 3-fund is that it's a solid strategy no matter what the market looks like.
- jedberg 8y agoYeah if I can find the data I'd back test further, but I suspect you'd be right.
- tonfa 8y agohttps://www.portfoliovisualizer.com/backtest-asset-class-allocation https://www.portfoliovisualizer.com/backtest-asset-class-all... You can backtest it there. BTW 100% stock will likely beat the stock+fund, but at the cost of higher volatility (which can be an issue if you need the money eg during retirement)
- ericd 8y agoI really like this site for backtesting different mixes: https://portfoliocharts.com/portfolios/ https://portfoliocharts.com/portfolios/