I think your hugely underestimating the impact of a single paycheck. Some huge percentage of American's live paycheck to paycheck (78% according to career build

I think your hugely underestimating the impact of a single paycheck. Some huge percentage of American's live paycheck to paycheck (78% according to career builder http://press.careerbuilder.com/2017-08-24-Living-Paycheck-to-Paycheck-is-a-Way-of-Life-for-Majority-of-U-S-Workers-According-to-New-CareerBuilder-Survey http://press.careerbuilder.com/2017-08-24-Living-Paycheck-to...). Missing that paycheck means potentially missing rent (which could get you evicted), having to decide between keeping the lights on or buying food. The more paychecks people miss the worse this is going to get for some people.