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And some places "rely" on knowing a full name or just a phone number. We would call that an error on their part, and I don't see why the same logic doesn't app

And some places "rely" on knowing a full name or just a phone number. We would call that an error on their part, and I don't see why the same logic doesn't apply here.

josh2600 8y ago
It’s risk management. Some products just have greater risk associated with them.