its not free, you just dont own it anymore you lease it essentially, if anything its kind of a negative as like renting a house over having it on a mortgage you

its not free, you just dont own it anymore you lease it essentially, if anything its kind of a negative as like renting a house over having it on a mortgage youre not left with something with resale value at the end, however you are also not responsible for the cost of upkeep so i guess it offsets