I live in Sweden and do not use - nor even have - Swish. The only occasions where this has been 'inconvenient' thus far was at markets and fairs where they only

I live in Sweden and do not use - nor even have - Swish. The only occasions where this has been 'inconvenient' thus far was at markets and fairs where they only took Swish payments. In nearly all cases simply stating that I do not have Swish has been sufficient for them to accept cash payments. Those few cases which did not want to accept such did not get my business - the way things are supposed to work in a free market. Now if the state of Sweden abolishes cash - there is this talk of moving to the 'e-Krona' (the Swedish currency is called krona (crown)) - this will become more problematic. One way out is to pay with Euros, Danish or Norwegian crowns or any other well-known and respected currency. Just going with the game is not an option I'm going to consider.