Nice to see a cautious approach, as opposed to some of their competitors who are launching new services with little or no preparation. I wonder though, if an a

Nice to see a cautious approach, as opposed to some of their competitors who are launching new services with little or no preparation. I wonder though, if an app based service can ever really challenge a traditional bank when it comes to business? Personally, I like Monzo but only use it for everyday transactions - for anything other than this I stick with the same Barclays account I've held for 15 years or so. I don't know, but I wouldn't be surprised if this is fairly typical behaviour?