> A significant number of owners live in areas where prices were not affected by EU investment [Citation Needed] EU membership has improved the _entire_ econo

> A significant number of owners live in areas where prices were not affected by EU investment [Citation Needed] EU membership has improved the _entire_ economy, and thus house prices nationwide. -- I can't quite tell if you are from the UK or not, but fixed rate mortgages are not normal. Even purchasers who purchased 20 years ago commonly have to refinance their property every two years or so in order to get a fixed rate.