4 ms·

Are you sure about PayPal? Because I believe I have read quite a few pathetic stories -- similar in tone to the posted article about Google Fi -- about PayPal a

by fernly 8y ago

Are you sure about PayPal? Because I believe I have read quite a few pathetic stories -- similar in tone to the posted article about Google Fi -- about PayPal accounts being frozen with no recourse, for example[1]. And PayPal settled a class-action lawsuit on just this topic[2]. [1] http://www.paypalwarning.com/paypal-frozen-account/ http://www.paypalwarning.com/paypal-frozen-account/ [2] https://www.doctorofcredit.com/paypal-class-action-lawsuit-for-frozen-or-suspended-accounts-up-to-4-mil-settlement/ https://www.doctorofcredit.com/paypal-class-action-lawsuit-f...

taneq 8y ago
I thought PayPal's issues were on the receiver side rather than the payer side? Making payments seems OK, it's just if you use PayPal to receive payments, they can arbitrarily freeze your funds for 6 months whenever they feel like it.
- drdaeman 8y ago
  Not always. I've recently moved to the US, and I wanted to get myself a Spitify account (hah). I had to wait for SSN for a few weeks, so no bank account yet - my only option was a prepaid Visa card. Bought one at QFC, used it with PayPal (a fresh account, as my old one is tied to another country) - and found it blocked the next day. PayPal had asked for an ID and address confirmation. I had my passport, but no utility bill (I was still using Airbnb, just looking for a long-term place to live). Asked support if there's anything I can do - and got nothing useful besides "we need a driver license or utility bill", even though I specifically asked what else could I provide if I don't have either of those (I had a mailing address from a forwarding company). Account was unusable, all I could do with it was logging in :) Then I've rented apartments and tried to send them a lease contract (with my full name and address) and it was rejected. Not an utility bill, right. Asked support about it, got no reply at all. Waited for a month, got electricity bill, and only then my account was unlocked. So, anything unusual - and even if you don't receive any money, you account could be blocked.

by fernly 8y ago

taneq 8y ago

I thought PayPal's issues were on the receiver side rather than the payer side? Making payments seems OK, it's just if you use PayPal to receive payments, they can arbitrarily freeze your funds for 6 months whenever they feel like it.

drdaeman 8y ago
Not always. I've recently moved to the US, and I wanted to get myself a Spitify account (hah). I had to wait for SSN for a few weeks, so no bank account yet - my only option was a prepaid Visa card. Bought one at QFC, used it with PayPal (a fresh account, as my old one is tied to another country) - and found it blocked the next day. PayPal had asked for an ID and address confirmation. I had my passport, but no utility bill (I was still using Airbnb, just looking for a long-term place to live). Asked support if there's anything I can do - and got nothing useful besides "we need a driver license or utility bill", even though I specifically asked what else could I provide if I don't have either of those (I had a mailing address from a forwarding company). Account was unusable, all I could do with it was logging in :) Then I've rented apartments and tried to send them a lease contract (with my full name and address) and it was rejected. Not an utility bill, right. Asked support about it, got no reply at all. Waited for a month, got electricity bill, and only then my account was unlocked. So, anything unusual - and even if you don't receive any money, you account could be blocked.