Sony does the same thing. It's a fraudulent activity on their part. What happens: Your card gets used, or you bought something there that didn't work. Sony ref

Sony does the same thing. It's a fraudulent activity on their part. What happens: Your card gets used, or you bought something there that didn't work. Sony refuses to refund, if you escalate to a chargeback they'll ban your account and prevent you from accessing anything you bought on their network (even if it's not involved in the dispute).