4 ms·
It's not more robust. One bad accident or health bill can ruin the financial stability of an entire family. Diffusing costs across a whole nation is cheaper and
by notfromhere 8y ago
It's not more robust. One bad accident or health bill can ruin the financial stability of an entire family. Diffusing costs across a whole nation is cheaper and more stable than diffusing costs across a handful of people who are related.