I've been using Stripe Atlas since the beta and I have experienced a few issues similar to the OP. However, I've also saved a ton of time because Stripe emails

I've been using Stripe Atlas since the beta and I have experienced a few issues similar to the OP. However, I've also saved a ton of time because Stripe emails me about pending issues/changes that I probably wouldn't have known about. SVB is ok - the fee is annoying and their UI kind of sucks, but I haven't switched yet.