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I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesse

I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesses https://stripe.com/us/restricted-businesses

adrianh 8y ago
You just gave me another reason to like Stripe.
Confusion 8y ago
I hope you are trolling.
- monochromatic 8y ago
  Payment processing should be agnostic as to the subject of payment, as long as no laws are being broken. How would you like it if Visa suddenly decided that you couldn’t use their cards for buying alcohol?
  - dominicr 8y ago
    Lots of credit card companies have restrictions on where they can be used. Cryptocurrency is an obvious example. The problem is that there are a lot of laws around gun purchase, especially globally, and the legal repercussions (federal and civil) of an illegal gun sale can be a LOT more than the repercussions of selling illegal beer.
  - ryanmercer 8y ago
    Here's the thing, and keep in mind I'm very pro 2a. It has nothing to do with 'oh gun are bad' 'oh drugs are bad' 'oh porn is bad' it does however have everything to do with 'high risk items lead to much higher chargeback/fraud rates and we'd just as soon as not deal with that unpredictability and general headache'. That is why 'high risk' processors charge a considerably higher % and per transaction fee and generally hold a percentage (I've personally seen as high as 50%) of every transaction for 1 month or longer (I saw an extreme of one holding 50%, releasing 25% after one month and the other 25% after 3 months before releasing it to the business as you generally have 60 days to dispute a charge).
  - Confusion 8y ago
    You are assuming moral reasons where simple business reasons suffice. That’s why I said I hoped you were trolling, because the alternative is that you have a strong opinion about something which you have thought insufficiently about.
dominicr 8y ago
As in 2nd amendment right? Stripe's policy here seems to not affect your right to own or carry a gun at all. Most companies have massive T&Cs which, if we ever read, we'd have objections to. As Stripe is a middleman in payment I can see why they want to protect themselves from any transactions where there's a higher than acceptable risk of the seller breaking the law. In the US a business needs to have a license to sell firearms and that business has to follow lots of laws, and Stripe probably doesn't want to be in the business of policing their clients. You also can't sell things like mortgage advice and e-cigarettes, even anything that's considered "flammable", so it seems a quite a jump to call this "anti-rights" rather than simple legal protectionism.

adrianh 8y ago

You just gave me another reason to like Stripe.

Confusion 8y ago

I hope you are trolling.

monochromatic 8y ago
Payment processing should be agnostic as to the subject of payment, as long as no laws are being broken. How would you like it if Visa suddenly decided that you couldn’t use their cards for buying alcohol?
- dominicr 8y ago
  Lots of credit card companies have restrictions on where they can be used. Cryptocurrency is an obvious example. The problem is that there are a lot of laws around gun purchase, especially globally, and the legal repercussions (federal and civil) of an illegal gun sale can be a LOT more than the repercussions of selling illegal beer.
- ryanmercer 8y ago
  Here's the thing, and keep in mind I'm very pro 2a. It has nothing to do with 'oh gun are bad' 'oh drugs are bad' 'oh porn is bad' it does however have everything to do with 'high risk items lead to much higher chargeback/fraud rates and we'd just as soon as not deal with that unpredictability and general headache'. That is why 'high risk' processors charge a considerably higher % and per transaction fee and generally hold a percentage (I've personally seen as high as 50%) of every transaction for 1 month or longer (I saw an extreme of one holding 50%, releasing 25% after one month and the other 25% after 3 months before releasing it to the business as you generally have 60 days to dispute a charge).
- Confusion 8y ago
  You are assuming moral reasons where simple business reasons suffice. That’s why I said I hoped you were trolling, because the alternative is that you have a strong opinion about something which you have thought insufficiently about.

dominicr 8y ago

As in 2nd amendment right? Stripe's policy here seems to not affect your right to own or carry a gun at all. Most companies have massive T&Cs which, if we ever read, we'd have objections to. As Stripe is a middleman in payment I can see why they want to protect themselves from any transactions where there's a higher than acceptable risk of the seller breaking the law. In the US a business needs to have a license to sell firearms and that business has to follow lots of laws, and Stripe probably doesn't want to be in the business of policing their clients. You also can't sell things like mortgage advice and e-cigarettes, even anything that's considered "flammable", so it seems a quite a jump to call this "anti-rights" rather than simple legal protectionism.