- illegal activities can benefit from anonymous and cashless transactions, but those assets still need to be converted to cash and/or laundered at some point -

- illegal activities can benefit from anonymous and cashless transactions, but those assets still need to be converted to cash and/or laundered at some point - exchanges, trading platforms and payment platforms benefit from faster and cheaper protocols that are at least as secure as the existing ones. These protocols don't have to be related to cryptocurrencies in any way. If anyone offers a solution that beats banks'/visa's/forex's/paypal's/... current protocol, that protocol will eventually be adopted - most likely adopted by the companies that are already market leaders so very little will change from the user's perspective - any relatively stable asset can be viewed as a store of value - no cryptocurrency meets this requirement at the moment - economies cannot run on a deflationary currency - a government controlled inflationary currency will always be the main means of exchange - decentralization exists in a fraction of the existing crypto projects and, when it exists, it's of little to no benefit So I expect to see some illegal activity, some interesting work in research/protocols/software development, no mass disruption of any industry and, of course, the continued speculation that mass disruption is just around the corner.