as the years go by, one accumulates baggage. if one has lived a life that is. in the form of debt obligations, family obligations, healthcare costs if unlucky,

as the years go by, one accumulates baggage. if one has lived a life that is. in the form of debt obligations, family obligations, healthcare costs if unlucky, risk aversion and so on. my own example, i have literally zero free time to pursue any opportunities at all, whatsoever. i work, i come home and take care of family, i sleep for a precious few hours, repeat. dedication ain’t the issue. and i’m a highly paid worker. the people that live 2 hours away, the g bus drivers and so on, they do not have opportunities that can be addressed merely be dedication.