Affordability has gotten worse since the government started giving loans. The non-wealthy students still have to pay their tuition. I think you might mean acce

Affordability has gotten worse since the government started giving loans. The non-wealthy students still have to pay their tuition. I think you might mean accessibility. Government loans do expand access, but so does the private income sharing model. There are market-based ways to serve the poor education, and arguably where it does it’s more affordable, and incentivized to lift them out of poverty.