I cannot fathom what it must be like having near $100K in college debt. I dropped out in the middle of my 3rd year from a state college that only charged $279/c

I cannot fathom what it must be like having near $100K in college debt. I dropped out in the middle of my 3rd year from a state college that only charged $279/credit hour, and a lot of my credits were already transferred from high school. Putting people into massive amounts of debt in exchange for a shot at a prosperous future puts a lot of pressure on them to rake in the dough, which I fear is going to corrode the morality of those going into high-paying institutionalized positions. In effect you are looking at the upper-middle-classes of the economy starting out with a big incentive to stratify because everything they have worked for rides on being able to pay off those loans - a toxic praxis. On the other hand, if you are a policymaker for a nation's central bank, then this might be your strategy for ensuring your workforce produces measurable value.