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> The big issue is for universities is how they would handle marriage. I don't see why this is an issue at all. If the college claims that "finding the high-in
by mcherm 8y ago
> The big issue is for universities is how they would handle marriage.
I don't see why this is an issue at all. If the college claims that "finding the high-income person you will marry" is one of the reasons to attend that college, then they should please return to the 1950s (or earlier!). If they DON'T, then the repayment should be based on the individual's income, regardless of their spouse's income.
Does this mean that a college risks getting paid very little by a graduate who ends up becoming a stay-at-home spouse? Sure, but that's part of the risk. A 4-year college wishing to introduce such a program can always take a less-than-complete approach and still charge some minimal tuition up front (presumably in exchange for a smaller slice of "lifetime" earnings).
- ggggtez 8y agoI've heard professors argue that college as a physical location is only useful for meeting people, and the learning itself was not even relevant. I don't think this is a 1950s outlook.
- deleted 8y ago[deleted]
- Retra 8y agoMeeting people is useful for education & learning.
- AnimalMuppet 8y agoIf I understand correctly, at least at elite universities, that's about meeting contacts, not so much about meeting spouses.
- ivalm 8y agoExcept this leads to an incentive for sexist bias in admission since women still dominate the "stay at home spouse" category. Finally, especially for undergrad, many DO go there for general education/becoming more worldly, even if they have no intention of joining the workforce. When a couple marries, I think they should realize that they are to face the world together, and this means repayment of educational expenses of both partners.
- twblalock 8y agoThat's a pretty easy system to game. Got loans you can't afford to repay? Quit your job and claim to be unemployed, so you can stop paying your loans and live off your spouse's income. A lot of people who can't pay their loans are in low-paying jobs they don't like, so this would be a very tempting option indeed.
- AnimalMuppet 8y agoFinancially, it would be throwing away a dollar to try to save a couple of dimes. There is no scenario where you would be better off by doing so. But if the low-paying job is crummy enough, maybe you don't care about strict financial calculations...