There's plenty of VC money like you describe available--Visa Card money that is ;) All jokes aside, theoretically there is a capital market for any combination

There's plenty of VC money like you describe available--Visa Card money that is ;) All jokes aside, theoretically there is a capital market for any combination of risk and return--as long as the latter outweighs the former to some degree. At $350k/yr (revenue?) you're just not talking about a sustainable return. An investor would likely want more equity from your startup than you'd be willing to fork over in this type of situation. Luckily there's another capital structure you can turn to--debt. There's a much larger number of people who would be willing to hand you over $20k so long as there's relative certainty you'll pay them back (eventually). These are the family, friends, and fools who get you going. You'll probably still have to sell them on your business a bit, but these people inherently believe in you (the most important part). Pay them back and everyone wins; don't pay them back and risk damaging a personal relationship. Hope this helps.