Sure, but that assumes the goal is just to accumulate money. That's a fine goal if that's what you want, and if done well it can lead to financial freedom, but

Sure, but that assumes the goal is just to accumulate money. That's a fine goal if that's what you want, and if done well it can lead to financial freedom, but it's also entirely reasonable to remove fixed expenses in order to make it possible to change from a high paying and stressful job to a lower paying but more fulfilling job.